Problem Statements

8 precisely defined "How Might We" design-thinking questions — each with root cause, who it affects, when it occurs, and which ARIA module resolves it.

PS-01 CRITICAL 📡 Signal Monitor

The Invisible Buyer Problem

How Might We...

How might we identify which banks are actively in a buying process for fintech solutions BEFORE they issue an RFP or reach out to vendors?

Root Cause

IDA relies on inbound inquiries and referrals to know when a bank is looking. By the time an RFP arrives, competitors are already shortlisted and IDA is playing catch-up.

Who It Affects

Marketing team + Sales BDRs across all regions

When It Happens

Continuously — buying signals are happening 24/7 across 61 countries and IDA is blind to almost all of them

Consequence

IDA is perpetually reactive, not proactive. Win rates drop significantly when you enter a buying process late.

PS-02 CRITICAL ✍️ Content Engine

The Generic Message Problem

How Might We...

How might we ensure every bank IDA approaches receives a message specifically crafted for their size, geography, regulatory environment, and current strategic priority?

Root Cause

Marketing produces campaign templates that go to all segments at once. No personalization infrastructure exists to tailor messaging by bank type, country, or buyer persona.

Who It Affects

Content team + Campaign managers

When It Happens

Every email campaign, every event follow-up, every ad — all currently use the same message

Consequence

Low open rates, low conversion, poor brand perception. Decision-makers at top banks feel unrecognized and disengage.

PS-03 CRITICAL 📊 Attribution Tracker

The Attribution Black Hole

How Might We...

How might we accurately connect every marketing activity to its contribution to revenue across an 18-month sales cycle spanning multiple touchpoints and channels?

Root Cause

Marketing and CRM data are completely siloed. There is no unified view of a prospect's journey from first content download to contract signed.

Who It Affects

CMO + Marketing Ops + Finance

When It Happens

Every quarterly board review when leadership asks "What did marketing spend contribute this quarter?"

Consequence

Marketing budget gets cut because ROI cannot be proven. Resources are allocated based on gut feel, not data.

PS-04 HIGH 🤝 Sales Bridge

The Sales Context Gap

How Might We...

How might we ensure every sales rep walks into a bank meeting with a complete intelligence briefing — not just a name and email address from the CRM?

Root Cause

Lead handoff from marketing to sales contains zero behavioral context. Sales reps do not know what the prospect read, watched, or raised concerns about.

Who It Affects

Sales team + Account Executives across all geos

When It Happens

Every single lead handoff — which happens multiple times per week across all regions

Consequence

Sales reps repeat information the prospect already knows. Trust breaks down. Deals slow by weeks or months.

PS-05 HIGH 📡 Signal Monitor

The Competitive Blindspot Problem

How Might We...

How might we track every significant move by Temenos, Oracle, FIS, and Finastra in real time and automatically position IDA's strengths against their weaknesses?

Root Cause

Competitive research is done manually, quarterly at best. By the time the team learns a competitor lost a major client or launched a new product, the market has already moved on.

Who It Affects

Product Marketing + PMM team

When It Happens

Every day — competitor activity never stops and gaps in awareness compound over time

Consequence

IDA loses deals because it does not know which competitor weaknesses to counter. Messaging lacks sharpness.

PS-06 HIGH 📡 Signal Monitor

The Geography Blindspot Problem

How Might We...

How might IDA's marketing automatically adapt to the regulatory, cultural, and linguistic context of each of the 61 countries it operates in?

Root Cause

Content is centrally produced in English with India and Middle East context. Regional marketing leads lack tools to localize quickly for new markets.

Who It Affects

Regional marketing leads in APAC, Americas, Africa, Europe

When It Happens

Every new market entry campaign and every existing market renewal cycle

Consequence

Missed opportunities in high-potential markets. Irrelevant messaging loses credibility with local banking executives.

PS-07 HIGH ✍️ Content Engine

The Slow Content Problem

How Might We...

How might we produce highly relevant bank-specific content in hours instead of weeks without sacrificing quality or brand consistency?

Root Cause

Content creation requires multiple stakeholders, multiple approval rounds, and manual research for every single asset.

Who It Affects

Content team + Subject matter experts

When It Happens

Every time a new buying signal emerges that demands a fast, relevant response

Consequence

By the time content is ready, the buying window has closed and competitors have already filled it.

PS-08 MEDIUM 💎 Expansion Radar

The Existing Customer Neglect Problem

How Might We...

How might we systematically identify which of IDA's 200+ existing banking clients are ready to expand product usage and trigger the right marketing action automatically?

Root Cause

Post-sale marketing is virtually non-existent. No customer health scoring, no product adoption tracking, no expansion campaign framework.

Who It Affects

Customer success + Account management + Marketing

When It Happens

Every quarter — an expansion opportunity inside an existing account goes undetected and unacted upon

Consequence

Revenue locked inside existing accounts is never unlocked. Client relationships weaken. Churn risk rises unnoticed.

Problem → Module Mapping

Problem IDProblem TitleSeverityARIA Module
PS-01 The Invisible Buyer Problem CRITICAL 📡 Signal Monitor
PS-02 The Generic Message Problem CRITICAL ✍️ Content Engine
PS-03 The Attribution Black Hole CRITICAL 📊 Attribution Tracker
PS-04 The Sales Context Gap HIGH 🤝 Sales Bridge
PS-05 The Competitive Blindspot Problem HIGH 📡 Signal Monitor
PS-06 The Geography Blindspot Problem HIGH 📡 Signal Monitor
PS-07 The Slow Content Problem HIGH ✍️ Content Engine
PS-08 The Existing Customer Neglect Problem MEDIUM 💎 Expansion Radar
Dashboard Gap Problem Agent 🔨 Build